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When buying, consider all your personal requirements before booking viewings. What do you need from a property rather than what do you want should also be considered. If you would like a double garage but need four bedrooms perhaps that two and a half bedroom semi you were looking at won’t really satisfy your needs with the twins still sharing a bedroom – even if the car and motorbike will be housed snuggly at night!

Consider the room sizes from the floor plans of the agent’s details, will your furniture fit or will you have to buy new? And if you’re good at DIY, would the house with the older bathroom and kitchen on offer at £80,000 less than the renovated one be a better investment for you?

Above all else, consider location. There are 3 important things when buying a house – location, location, location. You can always alter a property but you can’t lift it and relocate it nearer to work, schools or your in-laws (or away from them!) as the case may be.

If you need a mortgage to buy your next property please arrange a mortgage offer, in principle, BEFORE VIEWING any properties. Sellers and estate agents are happy to show you around available properties but there’s no point you wasting your time or theirs if you cannot raise the necessary finance to be able to purchase the property should you fall in love with it.

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